Established since 2009, Purple Real Estates in an upcoming modern Estate Agency providing a comprehensive service to clients in Pendle, Lancashire and it surrounding areas.
“We provide a second no none property service.”
We have over 20 years experience and have developed extensive knowledge of the local property market enabling us to offer a wide-ranging service that is both friendly and professional. We are committed to provide our clients with individual high quality advice based on our wealth of experience of our local Sales & Lettings team.
Purchasing a home is the most important and expensive procedure you are likely to go through.
Our service to the potential buyer, whether it be to relocate or an investment, we will be able to find a property to suit you needs.
For you to have an insight of the complexities involved, we have shown below our overviews involved:
The first thing of our requirement for you is to register your details (name, mobile number and etc.), which can be achieved in a number of ways, by phone, email, fax or by completing our registration form. This will give us an insight into your personal requirements.
Our team is available to arrange viewings of your selected properties. Our office is located in 65 Scotland Road, Nelson, Lancashire BB9 7UY. Office is open 6 days a week (Monday to Friday – 9am until 5pm and Saturday – 9am to 1pm).
You can also contact us to arrange a mutually convenient time 01282613581 or email us on firstname.lastname@example.org
In order to speed up your house buying process, it is advisable wherever possible; to get a mortgage agreed in principle before any final decision on your new property is made. This has the advantage of providing you with a clear indication of what is affordable and the fact that you have a mortgage agreed in principle is also attractive to sellers.
Making Your Offer
Once you have located your ideal property, your offer is will be submitted by us to the vendor for their consideration. This is done both verbally and in writing.
Accepted Offer/Instructing Solicitors
Straight away as your offer has been accepted by the vendor, you are able to instruct your solicitor to act on your behalf. Your solicitor will handle all legal requirements of your purchase. You also need to formally proceed with your mortgage application and instruct your mortgage consultant.
There is the next step to obtain the Mortgage Valuation, as required by law.
This is going to be conducted by a Chartered Surveyor acting for your Lender. The report is to provide a Valuation that is determine whether the amount to be loaned is secure and also deals with the basic condition of the property.
Since you as the buyer you also have to provide with a copy, it allows both parties to evaluate the findings prior to entering into a commitment to purchase.
The draft contract is drawn up by the seller’s solicitor and is forwarded to the buyer’s solicitor for consideration.
The Lender is now in possession of the Mortgage Valuation survey and, subject to the findings of this report; receipt/approval of the mortgage application and provided all references and checks have been conducted satisfactorily, the Lender will send a formal mortgage offer to the buyer and their solicitor. The document is then signed and returned and funds requested by the buyer’s solicitor.
Exchange of Contracts
Once the contract is has been signed by both parties, a deposit is paid by either bank transfer or banker’s draft. At this stage, the parties agree on a date for completion.
Completion usually follows a few days or weeks after exchange of contracts. The balance of the purchase price transferred by the buyer’s solicitor to the seller’s solicitor and the keys released.
All new buildings require an EPC that’s mean the Energy ratings for some years, showing by the colorful banded charts that rate the energy efficiency from A to G, with A being the most efficient.
The average is around £90, although we can offer them at a discounted rate. We can arrange this on your behalf or you can find an assessor through the online EPC register.
Whether you’re getting an EPC, you will need to contact an accredited Domestic Energy Assessor (DEA).
The DEA will be looking at what insulation your home has. They’ll take into account the size, age, position and type of property.